Things To Know Before Enrolling
When are you eligible for Medicare?

Have you applied for Social Security?

Have you applied for Medicare Parts A/B?

Questions About Medicare?

What is a Medicare Supplement?
Often referred to as Medigap, a Medicare Supplement helps pay for some health care costs and services left over after original Medicare pays your claims, such as deductible, copays, and coinsurance.
A Medicare Supplement could be a good fit if:
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You're comfortable paying higher monthly premiums with few out-of-pocket expenses
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You value the flexibility to see any doctor who accepts Medicare.
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You want to mix and match different options.


What is a Medicare Advantage?
Also known as Medicare Part C, a Medicare Advantage combines Medicare Part A (hospital costs), Medicare Part B (medical care), and often Medicare Part D (prescription drugs).
A Medicare Advantage plan could be a great fit if:
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You prefer lower monthly premiums and higher out-of-pocket costs if you need services.
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You're comfortable choosing a doctor within the plan's network to save the most on out-of-pocket costs.
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You prefer the convenience of your mecical and drug bundled into one plan.


A winning partnership!
We are working with Iowa Bank Insurance & Services, Inc. to provide support by their licensed staff for your individual insurance solutions. They are ready to help with education, research, enrollment and ongoing service of the senior/retirement product you select. Request to be contacted today and a licensed agent will reach out to begin discussing your questions and coverage options.

Meet Our Partners
In 1971, Iowa Bankers Association formed Iowa Bankers Insurance and Services, Inc. (IBIS) as a full-service insurance agency tasked with providing insurance and other service solutions. By working with IBIS Agency Services, many bank agencies have found they have access to more carriers, products, and support than may be available on a standalone basis. IBIS Agency Services continues to assist our nearly 200 agency partners succeed in helping their communities.

